Cyber Survey 2019: surge in claims for Belgian companies
The number of companies that are insured against cyber risks grew by 70% in 2018. This is clearly not a luxury: the number of claims resulting from cyber risks rose by almost 200% last year.…
Read moreHow comprehensive weather insurance is replacing the Disaster Relief Fund
From 1 January 2020, farmers will no longer be able to call on the Disaster Relief Fund after a natural disaster. From then onwards, they will have to take out their own weather insurance, but…
Read moreEarly retirement: what tax rate is your additional pension capital subject to?
The tax rates on taking supplementary pension in the event of early statutory retirement have changed. Any individual entering retirement at the end of a full career lasting 45 years but who has not yet…
Read moreThe WAP guarantee vs. underfunding: what responsibilities does the employer have?
What obligations does the employer have in the event that its group insurance is underfunded? Find out in this article.
Read moreNew risk: how patent trolls misuse property rights
A new phenomenon has blown over from the United States - the so-called patent trolls. Patent trolls are companies that buy patents without actually manufacturing anything themselves. They then approach other players in the market…
Read moreAmendment to private sector occupational accident law affects cover for teleworking
Since 27 January, occupational accident insurance has contained specific definitions of the terms 'teleworking' and 'teleworker', along with some extensions which will benefit teleworkers.
Read moreBrexit and its impact on your insurance
Brexit is getting closer. In anticipation of the exit agreement between the United Kingdom (UK) and the European Union (EU), the insurance world and Vanbreda Risk & Benefits are busy preparing for the possible consequences.…
Read moreImmediate affiliation and immediate acquisition of reserves for your employees since 1 January 2019
Since 1 January 2019, the Law of 27 June 2018 scraps the application of a minimum affiliation age and a qualification period for supplementary pension schemes.
Read morePeople covered by the redundancy and company allowance scheme (SWT) can now also take early retirement
As of 2019, people covered by an SWT agreement are able to choose to leave the SWT arrangement before reaching the legal retirement age.
Read moreVoluntary Supplementary Pensions for Employees (VAPW)
The law introducing Voluntary Supplementary Pensions for Employees (VAPW) was published on 27 December 2018. The law comes into force three months after publication, in other words on 27 March 2019. This new regulation makes…
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