Duty of Care: how do you provide optimum protection for all your employees?
In these challenging times, it is even more important to provide the best possible protection for your employees. After all, they are your greatest asset. How do you manage your 'Duty of Care', i.e. your…
Read moreTemporary unemployment due to COVID-19: impact on supplementary benefits of your employees
Are you, as an employer, obliged to take advantage of the relaxed measures on temporary unemployment on account of COVID-19? If so, we will be happy to explain what the impact was/is on the supplementary…
Read moreEarly retirement: what tax rate is your additional pension capital subject to?
The tax rates on taking supplementary pension in the event of early statutory retirement have changed. Any individual entering retirement at the end of a full career lasting 45 years but who has not yet…
Read moreThe WAP guarantee vs. underfunding: what responsibilities does the employer have?
What obligations does the employer have in the event that its group insurance is underfunded? Find out in this article.
Read moreBrexit and its impact on your insurance
Brexit is getting closer. In anticipation of the exit agreement between the United Kingdom (UK) and the European Union (EU), the insurance world and Vanbreda Risk & Benefits are busy preparing for the possible consequences.…
Read moreImmediate affiliation and immediate acquisition of reserves for your employees since 1 January 2019
Since 1 January 2019, the Law of 27 June 2018 scraps the application of a minimum affiliation age and a qualification period for supplementary pension schemes.
Read morePeople covered by the redundancy and company allowance scheme (SWT) can now also take early retirement
As of 2019, people covered by an SWT agreement are able to choose to leave the SWT arrangement before reaching the legal retirement age.
Read moreVoluntary Supplementary Pensions for Employees (VAPW)
The law introducing Voluntary Supplementary Pensions for Employees (VAPW) was published on 27 December 2018. The law comes into force three months after publication, in other words on 27 March 2019. This new regulation makes…
Read moreThe new IORP law is coming soon
There will shortly be an amendment to the Law of 27 October 2006 relating to the supervision of institutions for occupational retirement provision (abbreviated to IORPs or referred to as 'pension funds'). This change to…
Read moreA Business Continuity Plan helps you safeguard the continuity of your company
Today, companies are exposed to many risks that could jeopardise their continuity. A Business Continuity Plan is an indispensable tool to protect your company against these risks.
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