Use factoring to boost your liquidity
Late or non-payment of outstanding invoices puts entrepreneurs at risk of liquidity problems. Factoring can offer an excellent solution for this common problem. How exactly does this technique work? Who is it suitable for? And…
Read moreImpact of the increase of the statutory pension ceiling on your supplementary pension plan
As part of the pension reform, the federal government decided last year to increase the wage ceiling used for calculating the statutory pension. What does this mean specifically for your supplementary pension plan?
Read moreSectoral salary increases and their positive outcome on employees’ benefits package
The Interprofessional Agreement 2021-2022 provides the sectors with a 0.4% margin for wage cost development. Most sectors are still examining how to implement this wage standard and which freedoms they will give companies in this…
Read moreGrowing Popularity of Outpatient Care Plans – Importance of a Sound Comparison
Outpatient care plans for employees have gained popularity in Belgium in recent years. In 10 years’ time the number of employers offering an outpatient or dental care plan has doubled. More and more employers are…
Read morePhishing: be aware and train your staff
Forget the spelling mistakes, strange layouts and outdated logos, phishers have learned their lesson and are now imitating websites so well that even specialists have to look twice. How then are non-professionals supposed to deal…
Read moreDatabase of Supplementary Pensions (DB2P): calculating the 2021 Wijninckx contributions
Introduced in 2012, the Wijninckx contribution is a special social security contribution that targets the creation of high supplementary pensions for employees and the self-employed. The definitive arrangements for the Wijninckx contribution have been in…
Read moreNeighbour disputes: is your insurance up to date?
The courts have recently been granted a large number of new measures aimed at resolving disputes between neighbours and neighbourhood conflicts. Conflicts of this nature also affect policyholders who want to take out insurance cover…
Read more7 Lessons on the Growing Popularity of an Additional Plan for Outpatient Care Costs
To distinguish themselves on the labour market, more and more employers are offering their employees an extensive outpatient care plan in addition to the hospitalisation insurance. Vanbreda Risk & Benefits made an analysis of the…
Read moreLegal protection: add-on or stand-alone product?
Business owners often think that if they take out legal protection insurance under their car or fire policy, they can also claim on it for other legal disputes. But this isn't normally the case. So,…
Read moreWork incapacity insurance in five questions and answers
Today in Belgium more than 600,000 employees benefit from collective insurance to guarantee their income. This is considerably more people than a few years ago. More and more companies are including this cover in their…
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