Third party insurance mandatory for speed pedelecs

Since 1 October the rules for mopeds also apply to speed pedelecs – electric bicycles with pedal assistance capable of speeds of up to 45 kph – used on Belgian roads. Bicycles that can go faster than 45 kph are regarded as motorbikes. For normal electric bicycles with a maximum speed of 25 kph, nothing changes. The same rules as for normal bicycles apply to these electric bikes.

For speed pedelecs this means the following:

• Insurance: A motorised bicycle or speed pedelec must have third party insurance if the motor can operate on its own without pedalling. A bike with an electric assistance motor therefore does not require insurance.
• You have to wear a helmet: Riders and passengers on speed pedelecs have to wear helmets. It does not have to be a moped helmet and can be a cycle helmet, on condition it offers protection around the temples and back of the head.
• Number plate on the bike: Speed pedelecs must have a number plate fitted that begins with the letter “P”. The plate should measure 10 x 12 cm.
• Moped licence: Riders of a speed pedelec must have a moped licence.
• Cycle path use: As speed pedelecs are regarded as mopeds, the same rules apply as for mopeds. This means that they are to be used on cycle paths in areas where speed is limited to under 50 kph. This is on condition that other people using the cycle path are not endangered.