Since 2018, the rules for individual pension saving have been expanded. In future, one may choose to contribute an amount of EUR 1,230 per year as individual pension saving with a tax reduction of 25%.…

The new regulations for pension agreements for self-employed persons without a company (hereinafter referred to as CPTI/POZ) will come into force on 1 July 2018 . We would like to clarify a number of key…

On 20 April 2018, the Cabinet approved a draft bill abolishing the possibility of creating conditions for affiliation and the acquisition of supplementary pension rights. In other words, affiliation will take effect immediately for everyone,…

Vanbreda Risk & Benefits is selected as a Best Managed Company 2018 by Deloitte and Econopolis. The sustainable growth strategy of the Antwerp-based insurance broker, combined with major investment in innovation and digitalisation, appealed to…

Accidents while commuting: they still happen daily and often have serious consequences. But how is it that this type of accident, in particular, is happening more frequently? How does this affect your insurance premium? And…

Working from home or remote working is rapidly gaining in popularity. As well as many employers and employees, the Roads and Traffic Agency and Minister Kris Peeters are clearly fans of this phenomenon. At the…

Guaranteed interest rates, the guarantee under the Supplementary Pensions Act (WAP guarantee), the reference interest rate: the terms that employers are confronted with nowadays in the context of their supplementary pension schemes, are not easy.…

The business world is constantly changing and so does the context in which entrepreneurs work. This evolution carries new risks that the insurance world must find appropriate solutions for. If you go back in time,…

The European Patent Office (EPO) has published its statistics for 2017. Belgian patent applications stand out for their soundness. Belgium submitted 2,155 applications, or 1.9 per cent more than in 2016, itself already a record…

Companies which opt for a supplementary pension via a branch 21 life insurance today run the risk of having to pay additional sums due to the constantly low interest rates. It is therefore worth making…