As of 2019, people covered by an SWT agreement are able to choose to leave the SWT arrangement before reaching the legal retirement age.
Since 2019, people covered by an SWT agreement are able to choose to leave the SWT arrangement before reaching the legal retirement age. If they meet the age and career conditions to opt for early retirement then these people can choose to switch to early retirement and leave the SWT framework.
Until the end of 2018, people under an SWT arrangement could only leave the scheme once they reached the legal retirement age (currently: at the age of 65). There was no option for them to take early retirement, even when they met all the conditions.
In the event of early retirement, the disbursement of the supplementary pension capital will also happen immediately given that, under the law of 18 December 2015, legal (early) retirement goes hand-in-hand with payment of the supplementary pension capital.
Reminder: from 2019 you can take early retirement with a pension at the age of 63, provided you have worked for 42 years. Those who have been working longer can take early retirement at 60 or 61, provided they have worked for 44 or 43 years.