New whitepaper: roaring twenties in the insurance industry

Since March 2024, work accidents involving temporary workers have been included in the calculation of a company’s risk index*. This change to the law mainly affects companies that often employ temporary workers. It also provides an extra reason to tighten up safety measures for all employees. Colleague Geert De Krem explains the impact of this change.

*Royal Decree of 21 February 2024 amending the Royal Decree of 23 December 2008 implementing the Law of 10 April 1971 on work accidents in relation to disproportionately aggravated risks, published on 16 March 2024.

The legal retirement age in Belgium is currently 65 years, but rises to 66 in 2025 and 67 in 2030. If you’re self-employed it therefore makes sense to also extend your guaranteed income insurance until the age of 67. This insurance has numerous benefits, including the guarantee that you will remain covered until the statutory retirement age against loss of income caused by an inability to work due to illness or accident. In the attached document we explain how you can easily extend your current insurance.

As part of a global reform of the Civil Code, Book 6 of the new Civil Code was adopted on 1 February 2024. Notable in this new Book 6 are the abolition of the concurrence prohibition between contractual and extra-contractual liability and of the quasi-immunity of the performing agent. Our expert Inge Van Hemeledonck explains below what this means for subcontractors, directors, employees and what impact this will have on insurance policies.

Maritime insurance is a dynamic and international field that covers everything related to the transport of passengers via ocean vessels and cargo by all means of conveyance: road, rail, air and ocean shipments. This type of insurance is essential for ensuring the smooth operation of global trade and logistics. In the latest episode of our video podcast, insurance expert Dirk Maes talks about the importance of an adequate coverage for every company in the logistical supply chain. He also discusses the unique position of the Belgian market and the challenges the maritime industry faces with the transformation towards a greener future.