Timber sector

From forest management to timber trading: the timber sector encompasses a wide range of activities, each with its own risks. Fuel explosions, machinery breakdowns, serious accidents, environmental pollution or a complete production standstill. The impact can be significant. In an insurance market where certain risks are increasingly hard to place, Vanbreda Risk & Benefits offers your business expertise, customised solutions and strategic advice.

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Lasting protection for a fast-changing sector

The timber sector is evolving quickly, with tighter regulations, higher fire risks, rising premiums and an insurance market that is becoming more critical. Our experts understand these realities and will work with you on strategic, futureproof solutions to make your activities insurable.

Our solutions for the timber sector

Fire insurance

Timber companies experience serious fire risks due to smouldering, wood dust, sparks and drying chambers. Our fire insurance policy covers, among other things:

  • Fire damage to buildings, machinery and stock
  • Environmental damage caused by smoke, fire extinguishing water or dust explosions
  • Damage caused by explosions in extraction and filtration systems
  • Consequential damage resulting from fire incidents

Loss of profit insurance

An incident can shut down the entire chain, from production to delivery. This insurance covers:

  • Loss of revenue during downtime
  • Additional costs of outsourcing or alternative production
  • Contractual penalties for breaches of supply contracts
  • Reputational damage if incidents have a public impact

Work accident insurance

The timber sector is at high risk of work accidents due to the use of heavy machinery, cutting tools and forklifts and the presence of wood dust. Work accident insurance protects your employees in the event of accidents either at work or on the way to and from work.

Machinery breakdown insurance for wood processing machinery

Sawing, planing, drying rooms and extraction systems are vital to your production. This insurance covers:

  • Unforeseen damage to machinery
  • Optional: consequential financial loss in the event of downtime
  • Specific protection for bottleneck machinery

Prevention is key

Don’t yet have a comprehensive fire prevention policy for your company? Policy outdated? We’ll be happy to design a policy together with you, taking account of:

  • Risk audits of all operating sites
  • Detection and extinguishing systems (infra-red detection, automatic water cannons)
  • Maintenance policy and traceability of critical installations
  • Training and simulations for personnel
  • Business continuity planning

Our technical experts will identify specific risks such as self-heating of stored materials, risks relating to batteries and gas cylinders, vulnerabilities in filtration systems and fire load and spread. This assessment guides the risk prevention approach for all your sites and takes all fire prevention requirements into account.

Online platform

We like to make things as easy as possible for you. VanbredaConnect is our online customer platform that meets your digital expectations. It enables you to manage your policies online 24/7 and to submit and track claims. Simple and transparent.

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Discover our specially designed solutions for the timber sector!

At Vanbreda Risk & Benefits, we have experience in the timber sector. We understand your business and concerns, and we speak your language. Come and talk to us and find out how we can give you peace of mind with our unique approach.

Our team is at your service. How can we be of assistance to your company?

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