Starting in 2026, a significant change will occur in communication regarding supplementary pensions: the familiar pension statement will disappear and be replaced by the pension overview. This change is an implementation of the Transparency Act, with a view to imposing uniform rules on all pension institutions about communication with members in order to ensure greater clarity. In the downloadable note below, we explain everything in detail.
The annual pension overview is a legal document that will now be prepared by Sigedis based on data received from pension institutions. This uniform document will be made available to all members (whether with active or frozen pensions) on mypension.be and via the e-box (if activated). They will be notified of this by an email to their personal address – provided they have registered it via mypension or the e-box, of course. Active members who have not received a personal notification will still receive their pension overview from their pension institution.
All the new legislation means that the amounts on the new pension overview will be impossible to compare with the amounts on the pension statement. The new overview is sure to raise quite a few questions.
Some insurers are therefore taking the initiative of using their online platforms – in addition to the statutory overview published on mypension.be by Sigedis – to provide a more up-to-date status report on the supplementary pension plan. This is because the amounts shown on the pension overview take no account of events on 1 January, such as an annual renewal or index-linked salary increase (although they do include data as of 31 December).
We’ve gathered the most relevant information about the new pension overview in the note below. Download the document using the button below or contact our experts for tailored advice for your business.
International employee benefits cases require clear coordination, transparent communication and close alignment between local expertise and international expectations. To boost our services in this area, Vanbreda has brought all international employee benefits requests together in a single desk.
Money plays a central role in our lives, from everyday choices to decisions that affect our future. Despite this, many people find managing their money far from easy. In a world of increasing financial complexity, this raises the question of how equipped we really are to make rational financial decisions. Financial literacy is crucial here, for both individuals and organisations.
At the beginning of March 2026, the Council of Ministers reached an agreement during its third reading of the new pension law, meaning that the pension reform is now ready for consideration by parliament. This brings the matter to its final phase, the ambition being to systematically implement the statutory pension reform measures starting in 2027. The ultimate goal of the reforms is to make the system more sustainable, just and fair.
The uniform status for supplementary pensions will come into effect on 1 January 2030. What this actually means is that a different supplementary pension for manual and white-collar workers in a comparable situation is no longer permitted. This legislative change has a major impact on employers and requires careful preparation. Read below how we can support you as an employer in this process.