"The integrated approach applies to all construction partners"

Foreign building designers are increasingly carrying out projects in Belgium. Even if the designer is a foreign company, the regulations in the country where the contract is performed still apply. The construction party is therefore subject to the Belgian legal framework regarding liability and insurance. What form does the insurance framework actually take in Belgium? We provide a transparent overview.

The construction sector faces complex risks on a daily basis. In addition to classic site and liability risks, environmental risks are playing an increasingly important role. Soil contamination, pollution caused by fire or incidents on the construction site, damage to surrounding land or nature reserves: environmental damage can occur unexpectedly and have severe financial consequences. As a company, how do you ensure adequate protection so that environmental risks are not a blind spot?

Standard specifications 250 are used as a reference and contractual basis in public tenders for roads, sewerage, pavements, cycle paths and so on. It includes rules on materials, execution, surveying methods, tolerances, safety and quality requirements, but also on insurance requirements. A new version of standard specifications 250 (version 5.0) has been in force since 1 January 2026. Read on to find out what’s new and how it affects your insurance.

S’Jegers Transport has relied on Vanbreda Risk & Benefits for the management of its risk insurance for many years. What began as an ordinary client relationship has grown into a collaboration in which a professional mindset is held in common: forward thinking, sustainable growth and making choices with an eye to the long term.