Cyber & fraude

Don’t get hacked

From small business to multinational: you need protection. The combination of cyber insurance and fraud insurance provides assistance in case of common economic crimes, online and offline. We assist you when your company is confronted with known incidents, such as hacking, phishing and theft, for example.

Consult with an expert
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More than a decade of expertise

An extensive international network of specialised insurers

Experts in cyber and fraud

Advantageous premium

Phishing service in 3 parts

Workshops on cyber prevention

Secure your (digital) capital

Every company must guard against cyber crime. In recent years, about half of Belgian businesses experienced a cyber attack. The financial consequences of such an attack are often great. In recent years, we saw incidents in Belgium where the cost of the damage was astronomical.

Fraud also occurs outside the computer. Besides cyber crime, Belgian companies are reporting other crimes such as dishonesty, forgery, theft, embezzlement and fraud. Much of this only comes to light during company audits.

Invest in your business with the combination of cyber insurance and fraud insurance.

Cyber Insurance

Cyber insurance protects the company against various types of cyber incidents, such as phishing, extortion, data leaks, viruses, GDPR fines and costly assistance. You are covered against the damage you suffer. A cyber insurance policy consists of three essential pillars.

24⁄7 helpline assistance

Crisis, IT, legal and PR assistance.

Cover for own costs

Experts’ fees, data recovery, human error, cyber extortion and theft, telephone hacking, administrative costs and fines.

Cover for third-party damages

Legal defence, spreading a virus, distributing corrupt data or programs, blocking, deleting, changing or corrupting data, and multimedia liability.

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Cyber Security Workshop

  • Workshop tailored to your company
  • Prevention advice at different levels
  • Realistic scenarios based on real cyber incidents
Cyber Security Workshop

Fraud Insurance

Fraud insurance is a useful addition to cyber insurance, property policy and existing prevention plans in the company. Fraud insurance compensates the negative financial impact, even if no cyber incident is involved. You can protect the company against: 

  • Identity fraud

  • Forgery

  • Expert investigation costs

  • Cost of restoring data

  • Embezzlement

  • Fraud

  • Corruption 

  • CEO fraud

  • Theft

Phishing as a service

Finish the story with our phishing service in 3 parts.

We make you aware

We transform your employees into a ‘human firewall’. They receive training to recognise phishing and to anticipate it.

We train you

We offer professional training programmes. Your employees learn how to act in the real world. Among other things, we teach you how to intercept fraudulent emails, show you the consequences of data loss, explain the privacy laws, etc. 

We report

We give you an understanding of potential digital risks and help you get started with cyber and fraud insurance.

Invest in your business with insurance

With cyber insurance and fraud insurance, you are investing in your business. You are building a long-term strong and secure environment. At Vanbreda, we take a focused look at how to protect your core business and financial assets. Our specialists work closely with specialised insurers around the world.

We introduce you to hands-on cyber experts and fraud experts with backgrounds in the legal, insurance and IT sectors. They give you the right support and identify your risk profile.

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Protect yourself against cyber and fraud!

Vanbreda Risk & Benefits participated in the development of cyber insurance. We handle various cyber and fraud cases on a daily basis. Therefore we can guarantee you the best quality at an advantageous premium.

Come and talk to us!

Related Insights

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Vanbreda Cyber Study: cost of 4 out of 5 cyber incidents limited to 20,000 euros thanks to cyber insurance

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02.02.2026

Cyber crime continued to rise in 2025 and poses a growing threat to Belgian businesses. However, companies’ efforts in cyber security and insurance are paying off. Targeted prevention measures and improved incident support have limited the cost of four out of five cyber claims 20,000 euros, and cyber insurance premiums have fallen. New players with competitive rates are reinforcing this trend. At the same time, the risk of reliance on a single provider is still underestimated, and businesses that fail to adapt their insured amounts to their growth and current risks are in danger of being underinsured. This is clear from the Vanbreda Risk & Benefits annual cyber study.

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Part 2: From awareness to action, boosting your cyber resilience

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19.11.2025

How do you convert an understanding of the cyber threat into concrete action? Vanbreda supports companies with interactive workshops and realistic simulations that systematically boost cyber resilience. Davy Heremans, a cyber risk expert who works daily with the service specialising in Phishing as a Service and with cyber workshops at Vanbreda, explains how companies can strengthen their human firewall.

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Part 1: The human firewall — the key to a cyber secure company

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Cyber security is no longer a trifling concern: it’s a real and constant threat to every company. While the technology is evolving, the human factor often remains the weak link. Davy Heremans, cyber risk expert at Vanbreda, explains why prevention is the only way forward.

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‘Our company doesn’t need cyber insurance’: four misconceptions debunked

Cyber & fraud
01.10.2025

Cyber risks are now part and parcel of running a business. Despite this, some companies are clearly still sceptical about cyber insurance. Their doubts are unwarranted, because insurance of this kind is more than just a financial safety net: it also enables you to bring in professional IT support immediately in the event of a cyber incident, giving it double value. In this article, we discuss four arguments often put forward by companies for not taking out cyber insurance, and explain why it makes sense to give it serious consideration.

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