The uniform status for supplementary pensions will come into effect on 1 January 2030. What this actually means is that a different supplementary pension for manual and white-collar workers in a comparable situation is no longer permitted. This legislative change has a major impact on employers and requires careful preparation. Read below how we can support you as an employer in this process.
The harmonisation of supplementary pension plans is taking place through interaction between sectors and companies. Sectors have until 31 December 2026 to eliminate any differences in supplementary pensions between manual and white-collar workers. Only after that can a company finally bring its own plans into line with what has been decided at the sectoral level.
However, this does not mean that employers can or should wait. On the contrary, registration in a harmonisation process is a legal requirement to avoid differences in treatment between 2015 and 2030 being considered discriminatory. If you do not initiate a process, you will be exposed to potential claims from current or former employees.
Although clarity at sector level is not expected until 2027, there are several reasons for employers to get started today:
Vanbreda advises and guides companies in the strategic harmonisation of supplementary pension plans. We can help you to:
As a broker and consultant, we are not directly informed by the sectors, so it is important for you to involve us in good time once your sector has provided more clarity.
Do you want to find out where your company stands today and what steps are advisable with 2030 in mind? Contact your Employee Benefits Account Manager at Vanbreda Risk & Benefits or mail us at ebservices@vanbreda.be. We can help you to make timely and effective preparations for the harmonisation of your supplementary pension plans.
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