Professional liability - premium calculation & advantages

Professional liability – premium calculation & advantages

You just read our blog about professional liability, you were referred to our website by one of our partners, or you just want a little more information about the cost of professional liability insurance.

On this page, we use a questionnaire to provide an immediate idea of what you can expect from a professional liability policy and the premium for your specific risk.

We actually employ fixed rates for 90% of our consultancy activities, enabling you to determine your annual premium immediately.

You will find our digital questionnaire below: please download and complete it to see your possible annual premium right away.

Concluding a policy - process

Advantages of professional liability insurance from Vanbreda Risk & Benefits

  • 1 policy for all your consultancy activities
  • 1 premium based on your sales figures and the desired cover
  • Low waiver level
  • Free guaranteed limited liability on operation
  • Free guarantee of entrusted property
  • Free guaranteed limited liability after delivery
  • Free guarantee of legal assistance

Tip on insured amounts

Often, your client will request that you include a specific insured amount in the cover of your professional liability policy.

Your turnover can also be an important measure, however. We often see clients requiring even ‘smaller’ or ‘start-up’ consultants to take on a high level of professional liability cover.

This is, of course, a must for specific risks, but not always necessary in the case of standard risks.

We have found that five times your turnover is a good indicator for the maximum insured amount with regard to professional liability.

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