Back to overview
September 11, 2024

Increase in the retirement age from 2025: what are the implications for your supplementary personnel schemes?

On 1 January 2025, the statutory retirement age in Belgium will rise from 65 to 66. Five years after that, it will be 67. How do these changes affect your company’s supplementary personnel schemes? A quick update.

Pexels cottonbro 5990042

Your company’s current schemes for supplementary pensions and life, work incapacity and health care insurance have been drawn up on the basis of the current retirement age of 65. As this age limit is set to be increased, it is advisable to adapt your schemes to the new retirement age where necessary.

How will this work in practice?

We are currently looking at what adjustments need to be made to the different schemes, in consultation with the various insurers. Once this is clear, we will provide a new update.

Related posts

BSZF02326

Financial literacy: is it worth worrying about?

People
11.05.2026

Money plays a central role in our lives, from everyday choices to decisions that affect our future. Despite this, many people find managing their money far from easy. In a world of increasing financial complexity, this raises the question of how equipped we really are to make rational financial decisions. Financial literacy is crucial here, for both individuals and organisations.

Read more
Read more about Financial literacy: is it worth worrying about?
UUF19942

The pension reform enters its final phase

People
07.05.2026

At the beginning of March 2026, the Council of Ministers reached an agreement during its third reading of the new pension law, meaning that the pension reform is now ready for consideration by parliament. This brings the matter to its final phase, the ambition being to systematically implement the statutory pension reform measures starting in 2027. The ultimate goal of the reforms is to make the system more sustainable, just and fair.

Read more
Read more about The pension reform enters its final phase
MASF19306

Uniform status for supplementary pensions: is your company properly prepared?

People
07.05.2026

The uniform status for supplementary pensions will come into effect on 1 January 2030. What this actually means is that a different supplementary pension for manual and white-collar workers in a comparable situation is no longer permitted. This legislative change has a major impact on employers and requires careful preparation. Read below how we can support you as an employer in this process.

Read more
Read more about Uniform status for supplementary pensions: is your company properly prepared?
U7353792727 Photorealistic image three people in a business mee 3d7dcf8a ee48 4965 90ae d55a7c2b40ea
AI generated

How does Belgium’s creditworthiness affect your supplementary pension?

EIP & PLCI
01.05.2026

Credit rating agency Moody’s has just downgraded Belgium’s rating from Aa3 to A1. This means that Belgium will have to pay a higher interest rate on future borrowings. In the long term, this lower credit rating could also have an impact on the minimum return on the second-pillar supplementary pension. This development calls for a proactive approach: employers who anticipate in good time can keep their supplementary pension plan optimally in line with their HR and remuneration policies.

Read more
Read more about How does Belgium’s creditworthiness affect your supplementary pension?