As an employer, you want the best pension solution for your staff. You can turn to our professional Pension Consultancy team with both actuarial and legal questions about your employees’ pensions. We will give you prompt, efficient and relevant support.
A diverse team of experts
Wide-ranging services
We know the market inside out
Strong record in pension fund and plan management
Accessible, flexible and personal
Continuity guaranteed: team works on four-eyes principle
Own pension fund: Vanbreda PensionFund & Beyond
At Pension Consultancy, you will encounter a diverse team of skilled actuaries, legal specialists, client managers, advisors and an accountant who will act as reliable partners when you need help.
Our expertise is available to any employer with a supplementary pension plan for staff members.
You’re not just another number at Vanbreda. We’ll examine your plan on a personal basis, and are always there if you need help.
IAS/FAS/IFRS (ISAE certification): We have extensive expertise in this uniform accounting system that gives you insight into the financial state of your supplementary pension plans.
Cash flow: We simulate the future as accurately as possible in order to consider the best solutions for your business – for example designing or redesigning your pension plan or another insurance plan.
Asset Liability Modelling (ALM): We assess the risks of your pension plan. Our team examines the data to gain a more accurate picture of the risk patterns. We design the different investment portfolios with their specific expectation and volatility profiles to enable you to make the right investment choices.
Our team raises your awareness of the total benefits package available to your employees.
Personal Benefit Statement (PBS): A personalised overview of each employee’s benefits. We provide you with a clear overview of the different forms of cover and costs, including net amounts.
Total Reward Statement (TRS): A personalised overview of the total remuneration package per employee, with benefits and premiums for special occasions and long-term incentives.
We have extensive expertise in providing services to pension funds. Contact us for the following services:
We can make a difference to your business today thanks to our three quality guarantees.
More than 25 years of experience
Bringing clarity to complex situations
Focusing on continuity and quality
Vanbreda also has its own multi-employer pension fund: Vanbreda PensionFund & Beyond. This is open to any existing pension fund that wishes to wind up, as well as to other employers who prefer a pension fund solution to an insurance solution.
Our extensive team is equipped to advise businesses on both actuarial and legal aspects of supplementary pensions. This covers a wide range of topics, such as advising on the correct consultation procedures when modifying a pension plan, performing calculations when changing the type of pension commitments, providing advice on the optimal solution for supplementary pensions, and offering targeted training courses. All these services are integral components of our expertise.
Our diverse team has a 360° view of all possible pension options on the market. We explore different ways of achieving the best solution for your business, always taking a personal and tailor-made approach.
Regular contact persons will be there for you when you use our Pension Consultancy services – whether you sign up to our Vanbreda PensionFund & Beyond or not. They are accessible, flexible and specialists in their field, offering a customised approach and a variety of solutions within the plan you have in mind.
Do you want to increase the growth of your employees’ pension by awarding them a bonus pension? Doing this is beneficial both for you as an employer and for your employees. Here’s what you need to take into account as an employer.
As announced, the unified status for supplementary pensions will enter into force from 1 January 2030. The change is being made because treating blue-collar and white-collar workers differently in this area is considered discriminatory. Between 2015 and 2030, organisations must gradually eliminate the differences between the two employee categories in relation to supplementary pensions. How do you go about this as an employer?
Introduced in 2012, the Wijninckx contribution is a special social security contribution intended to build up substantial supplementary pensions for employees and the self-employed. We explain how this contribution is calculated, why it’s important to pay it on time and what role Sigedis plays.
The interest on 10 year Belgian government bonds (so-called Linear Bonds or OLOs) has been rising since the start of 2022 resulting in a return to positive interest rates. This also has a favourable impact on Branch 21 group insurance, where most insurers have recently substantially increased their interest rates. We provide an update on the current situation and explain the opportunities.
