Starting in 2026, a significant change will occur in communication regarding supplementary pensions: the familiar pension statement will disappear and be replaced by the pension overview. This change is an implementation of the Transparency Act, with a view to imposing uniform rules on all pension institutions about communication with members in order to ensure greater clarity. In the downloadable note below, we explain everything in detail.
The annual pension overview is a legal document that will now be prepared by Sigedis based on data received from pension institutions. This uniform document will be made available to all members (whether with active or frozen pensions) on mypension.be and via the e-box (if activated). They will be notified of this by an email to their personal address – provided they have registered it via mypension or the e-box, of course. Active members who have not received a personal notification will still receive their pension overview from their pension institution.
All the new legislation means that the amounts on the new pension overview will be impossible to compare with the amounts on the pension statement. The new overview is sure to raise quite a few questions.
Some insurers are therefore taking the initiative of using their online platforms – in addition to the statutory overview published on mypension.be by Sigedis – to provide a more up-to-date status report on the supplementary pension plan. This is because the amounts shown on the pension overview take no account of events on 1 January, such as an annual renewal or index-linked salary increase (although they do include data as of 31 December).
We’ve gathered the most relevant information about the new pension overview in the note below. Download the document using the button below or contact our experts for tailored advice for your business.
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