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September 10, 2024

New minimum guaranteed return on supplementary pensions from 1 January 2025

The increase in the minimum guaranteed return on supplementary pensions has been officially announced. The change will take effect at the beginning of 2025. Here is an update.

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We have previously described how an increase in the yields on Belgian government bonds (OLOs) leads to an increase in the minimum return on supplementary pensions as set out in the Law on Supplementary Pensions (WAP). The calculation of the minimum return on supplementary pensions for 2025 took place on 1 June, and showed that the minimum guaranteed return should rise from 1.75% to 2.50%.

Minimum return from 1 January 2025

The new minimum return was recently also announced on the FSMA’s website. With effect from 1 January 2025, the minimum return on supplementary pensions will therefore officially be 2.50%.

You can read about the impact of this increase on your organisation’s existing pension schemes in this article: https://www.vanbreda.be/en/insights/increase-in-the-minimum-guaranteed-return-on-supplementary-pensions.

Would you like more information?

Would you like to know more about this increase and its impact on your pension schemes? If so, contact your Employee Benefits Account Manager at Vanbreda Risk & Benefits.

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